Creamy Banana Pudding (Shalene)

Ingredients:
1 (14-oz) can sweetened condensed milk (NOT evaporated milk)
1 ½ cups cold water
1 (4-serving size) package instant vanilla or banana pudding mix
2 cups (1 pint) whipping cream, whipped
1 package vanilla wafers
3-4 medium bananas, sliced

Directions:
In large bowl, combine sweetened condensed milk, water, and pudding. Beat well. Chill 5 minutes. Fold in whipped cream. Place a layer of vanilla wafers into 2 ½ - quart serving bowl. Continue by layering pudding, wafers, and bananas. About 3 layers.
End with pudding. Chill thoroughly. (I like a little crunch to my wafers, but Brian likes them soft.) Add a few crushed wafers to the top to garnish.